All 20 free chargeback tools
Every Chargeback Clock tool in one place — deadline calculators, dispute navigators, and letter & evidence builders for cards, payment apps, marketplaces and BNPL. Free forever, no sign-up, nothing you enter is stored.
Card & Bank Deadlines · 9 tools
Chargeback Deadline Calculator
Your exact last day to dispute a card charge — every clock checked in one pass.
Chase Dispute Navigator
Chase's 60-day window vs the 120-day network clock — know both deadlines.
Section 75 vs Chargeback Picker
UK card purchases: pick the right route — Section 75 or chargeback.
Do I Have a Case? Checker
A straight Strong, Mixed or Weak verdict on your dispute — before you file it.
Reason Code Decoder
What your Visa, Mastercard, Amex or Discover reason code really means.
Dispute Letter Generator
A professional, bank-ready dispute letter tailored to your reason.
Evidence Checklist Builder
Exactly what proof to gather for your chargeback, in priority order.
Denied Dispute: Next Steps
Your dispute was denied — here is your personalized action plan.
Refund or Chargeback?
Four quick questions to pick the right first move — refund or chargeback.
Payment Apps · 3 tools
PayPal Dispute Deadline Checker
PayPal runs two clocks: 180 days to open, 20 days to escalate. Check both.
Venmo Dispute Path Checker
Which desk handles your Venmo dispute — and what to file first.
Cash App Dispute Checker
Card purchase or P2P send? Your dispute path depends on one answer.
Stores & Marketplaces · 3 tools
Marketplace Dispute Navigator
Temu, Shein, AliExpress, Etsy, Depop, Vinted — each platform's real dispute window.
App Store & Google Play Refund Checker
Knocked back on an app refund? Google gives 48 hours; Apple decides case by case.
AU Card Surcharge Refund Checker
Charged a card surcharge in Australia after 1 Oct 2026? It may now be banned.
Scams & Safety · 3 tools
Scam Recovery Navigator
Scammed on Zelle, Venmo, Cash App or PayPal? Get your exact recovery path.
Refund Payment Legitimacy Checker
Got an unexpected refund or settlement payment? Check whether it is real.
Visa Fraud Dispute Checker (CE 3.0)
Can the merchant defeat your fraud claim using your purchase history?