By using chargebackclock.com ("the Site"), you agree to these terms. If you don't agree, please don't use the Site.
Chargeback Clock is a free informational tool. It provides general information about card-dispute deadlines based on published card-network rules and statutes. It is not a law firm, not a financial advisor, and not your bank.
Nothing on this Site — including calculator results — constitutes legal, financial, or professional advice. Deadlines shown are computed from published rules and are provided as general information only. Your cardholder agreement, issuer policies, and applicable law govern your specific situation. Always verify critical deadlines with your card issuer or a qualified professional. See our full disclaimer.
The Site is provided "as is" and "as available", without warranties of any kind, express or implied. We work hard to keep the rules engine accurate and current, but card-network rules and laws change, and we cannot guarantee that every deadline shown is correct for your circumstances.
To the maximum extent permitted by law, Chargeback Clock and its operators will not be liable for any loss or damage arising from your use of (or inability to use) the Site — including missed dispute deadlines or denied chargebacks. Your recourse is to verify deadlines directly with your issuer.
You agree not to:
The Site's design, logo, text, and the deadline rules engine are the property of Chargeback Clock. You may share links to our pages and quote brief excerpts with attribution, but you may not copy substantial portions of the Site or present them as your own.
The Site may display advertising from third-party networks. We are not responsible for the content of third-party ads or linked sites.
We may update these terms at any time by posting a revised version with a new "Last updated" date. Continued use of the Site after changes constitutes acceptance.
Questions about these terms: see our contact page.
