Privacy Policy

The short version: we don't collect your data, because there's nothing to collect. No accounts, no sign-ups, no tracking cookies of our own — and the deadline calculator runs entirely in your browser, so the dates you enter never leave your device.

1. What we don't collect

• We do not ask for your name, email, or any account details.
• The calculator's inputs (card network, dates, reasons) are processed locally in your browser's JavaScript. They are never transmitted to our servers — there is no server-side component that could receive them.
• We do not use analytics that identify you personally.

2. Cookies

Chargeback Clock itself sets no tracking cookies. Two third parties on this site may use cookies or similar technologies:

• Google Fonts — we load our typefaces from Google's font servers, which may log standard technical data (like your IP address) under Google's own privacy policy.
• Advertising (Adsterra) — this site is supported by advertising. Our ad partner may use cookies or device identifiers to serve and measure ads, including interest-based advertising. You can learn about their practices and opt-out options in Adsterra's privacy policy.

3. If you email us

If you contact us at the address on our contact page, we'll receive your email address and message content, and use them only to respond. We won't add you to any list or share your message.

4. Data security

Because we don't collect personal data, there is no database of user information to breach. The site is served over HTTPS, and we apply standard web security headers.

5. Children's privacy

This site is a general-audience financial information tool and is not directed at children under 13. We knowingly collect no data from anyone, including children.

6. Changes to this policy

If this policy changes, we'll update the "Last updated" date above. Continued use of the site after changes means you accept the updated policy.

7. Contact

Questions about this policy: see our contact page.

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