The event was cancelled, postponed, moved or changed β and the refund rules are not the same in each case. A cancelled Ticketmaster order refunds automatically; a postponed one only refunds if the organizer offers it; a change of plans refunds through nobody at all. Answer four questions and this checker gives you the route in order β seller first, card dispute only where it fits β with the clocks that actually apply.
Read this first: never file a chargeback while a seller refund is still inside its stated window β a duplicate recovery gets reversed. The one exception to check is the credit-card statement clock: the FCBA 60-day written-notice clock runs from your statement date, not the event date.
Private by design β everything runs in your browser.
The order never changes: seller first, insurer second (only for a covered personal reason), card dispute last β and only where a reason code fits. Filing out of order is how buyers lose disputes they should have won.
| Event status | Step 1 β seller | Step 2 β if that fails | Card dispute? |
|---|---|---|---|
| Cancelled (Ticketmaster) | Automatic refund to original payment method; should appear within 14-21 days once the organizer funds it (exceptions: MLB, Masters, US Open) | Contact Ticketmaster with order + cancellation email | Yes, after the window passes unpaid β Visa 13.1 / Mastercard 4853 services not received |
| Cancelled (box office) | Choose refund options in person 30 days after the organizer approves funds | Contact the box office with order details | Yes, after the seller route fails β same family |
| Cancelled (resale, e.g. StubHub) | Marketplace claim: FanProtect full refund for cancelled-not-rescheduled, or 120% credit where offered β choose cash if you want money back | Written escalation to the marketplace | Yes, after the marketplace route fails |
| Postponed / moved | Tickets stay valid for the new date; refund only if the organizer offers one (then 5-7 business days via Ticketmaster) | Resell where allowed | Not yet β service still scheduled; only if an offered refund is promised and not paid |
| Lineup changed | Organizer decides event by event β no automatic refund rule verified | Written request citing the exact change; resell where allowed | Weak / uncertain β not-as-described only if materially different; issuer decides |
| Never arrived / fake / refused | Seller immediately; resale: comparable/better tickets or refund under FanProtect | Keep gate evidence (refusal note, time, venue reference) | Yes β services not received / not as described, or fraud for counterfeit tickets |
| Cannot attend β illness | Insurance claim to the insurer if you bought ticket protection and the reason is covered | Resell where allowed | No β event provided as sold |
| Cannot attend β plans / work | None: change of mind and work commitments are excluded from ticket protection | Resell where allowed | No β an authorized charge for an event that takes place |
First, the seller clock: Ticketmaster 14-21 days for a cancelled event runs from the organizer funding the refund, not from the cancellation announcement β a refund can legitimately still be in transit inside that window. Second, the card clock: for credit cards, the FCBA written-notice clock runs 60 days from the first statement showing the charge (Regulation Z 1026.13), which can fall well before the event date. A buyer who bought tickets six months early and waits for the event date before acting may already be past the statement clock β check the statement date, not the event date.
It does not state a generic postponed-refund window (Ticketmaster US states none; the window is organizer- and event-specific), a fee breakdown for US cancelled refunds (the US page does not itemise fees), or that a headliner change triggers a refund (no such Ticketmaster US rule was found). Where a rule could not be verified from a primary source, the checker says the organizer or issuer decides β because an invented promise is worse than an honest gap.
Cancelled vs postponed vs changed, resale guarantees, insurance exclusions, and the evidence list for a dispute that fits.
Sources (checked November 1, 2026): Ticketmaster Help US β βWhat happens if my event is canceled?β (automatic refund, 14-21 days, exceptions, box-office 30 days, transfer/resold rules); Ticketmaster Help US β βWhat happens if my event is rescheduled or moved?β (tickets valid for new date, organizer refund option, 5-7 business days, organizer event-by-event policy); StubHub Support FanProtect pages + StubHub newsroom guarantee explainer (Aug 20, 2026) β cancelled-not-rescheduled full refund / 120% credit choice, rescheduled tickets valid with no FanProtect refund, comparable-or-better replacement for invalid tickets; Regulation Z 12 CFR 1026.13(b)(1) β 60-day written billing-error notice from first statement; Visa 13.1 / Mastercard 4853 published norms (Visa Core Rules Apr 18, 2026 edition; Mastercard Chargeback Guide May 13, 2025, as summarised by PayKings, Redo, Chargeflow, Chargebacks911) β about 120 days from processing or expected service date, 540-day cap for Visa 13.1, stated as a network norm, not a Ticketmaster rule; Ticketmaster Help IT/NO/AE/CA Allianz Ticket Protection pages β change of mind, work commitments and prior-commitment reschedule exclusions, illness/injury covered examples. Network rulebooks are not public; your seller policy and your issuer decide each case.